INSTITUTIONAL FORENSICS · FIDUCIARY RECOVERY
What your plan isn’t telling you is what your fiduciaries are liable for.
Aperture Integrity Partners is an institutionally-backed forensic firm built to surface and recover the losses concealed in self-funded employer health plan administration — cross-plan offsetting, undisclosed PBM and TPA spreads, retained manufacturer rebates, and ERISA fiduciary failures. We hold no affiliations with carriers, brokers, or PBMs. We work for plan sponsors, on terrain their administrators were never structured to make visible.
FINANCIAL OVERSIGHT
HEALTH INTEGRITY
ERISA COMPLIANCE
ASSET RECOVERY
THE ADVANTAGES
An Uncharted Level of Forensic Scrutiny
An audit examines what an administrator chooses to disclose. A forensic review begins where the disclosure stops. Aperture is built to reach what the existing audit and consulting infrastructure was never structured to find — institutionally resourced, built to evidentiary standards, and structurally independent of every party whose conduct we are paid to examine.
01
Structural
Independence
We hold no affiliation with carriers, brokers, TPAs, or PBMs. No referral arrangements. No shared board seats. No revenue source that could ever cost a client a finding. Independence is not a marketing claim; it is the operating constraint our entire engagement model is built on.
02
Built for Evidence, Not Reports
The audit and consulting industry generates documents. Aperture generates evidence. Every finding is documented to the standard a regulator would apply, framed against ERISA’s fiduciary obligations, and pursued through to recovery.
03
Built for Institutional Scale
We are institutionally backed and engineered to engage the upper end of the market — Fortune-listed employers, state plan sponsors, and large mid-market plans. Our engagement model is built for plans whose administration has long since outgrown the diligence applied to it.
THE LANDSCAPE
The losses concealed in self-funded health plan administration are not hidden in places traditional audits look. They are hidden by design — by the carriers, administrators, and intermediaries who share fiduciary responsibility with plan sponsors and have spent decades acting nothing like it. The terrain has been left unmapped because the parties best positioned to map it had every reason to keep it dark.
Aperture exists to draw the map. We deliver to plan sponsors the landscape their co-fiduciaries were structured to obscure — and the evidence to act on it.
Every plan has a map. Few fiduciaries are allowed to see theirs.
A confidential review is where the mapping begins. We will sit with you, your benefits committee, or anyone else you choose to bring — and walk through the parts of your plan administration that the parties running it have no incentive to surface. No cost. No conflicts. No obligation beyond the conversation.